The first step in becoming a homeowner is for the client to attend our Homebuyer Education workshop. This program is designed to educate potential homebuyers of the many steps to homeownership. We provide comprehensive housing counseling and homebuyer education courses.
Home Buyer Education
Purchasing a home is the largest financial decision most people will ever make, so it’s important to understand the process. Shalom Center encourages all our clients to take a home buyer class before they set out on the road to homeownership. Being well informed will help you make good decisions when purchasing your home. It’s important to know the process and have the tools to plan ahead so you can manage your finances and be a successful homeowner. Home buyer education workshops are provided by our partners whose instructors are experts in the field. The course is HUD and HCDILA-approved and can qualify you for savings on your FHA mortgage insurance as well as via other first-time home buyer assistance programs.
The course will give you an in-depth look at:
- Preparing for homeownership
- Managing your money
- Understanding the importance of credit
- Qualifying for a mortgage
- Shopping for a home
- Available down payment and closing costs programs
- Protecting your investment